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Motor Vehicle Accident

Personal injuries occur in day-to-day life and can have an immense effect on a person’s life.  People who have suffered an injury or trauma as a result of being involved in an accident (either as a driver or passenger) often suffer on-going pain, disability, emotion and/or financial distress as a result of the injury or accident.

The law of negligence operates to protect people who have suffered an injury and Motor Accident Insurance Act 1994 and Compulsory Third Party (“CTP”) Insurance are there to support those injured as a result of a motor vehicle accident.

CTP Insurance is the insurance that forms part of your Vehicle Registration and indemnifies the registered owner/s and driver in the event of an accident.  The CTP Insurance covers personal injury claims made against you by other road users such as drivers, passengers, pedestrians, cyclists, motorcyclists and pillion passengers.  CTP Insurance does not include property damage.

In the event of a motor vehicle accident, regardless of whether you are the driver or a passenger, you may be entitled to make a claim for compensation.  A claim for compensation is usually made to the CTP insurer noted on the at fault vehicles registration.  If the accident involves an unregistered vehicle or an unknown vehicle a claim for compensation is made to the Nominal Defendant.

At fault drivers and drivers of single vehicle accidents, who have suffered serious injury, have limited cover under the CTP policy in certain circumstances.  If you are a passenger of a vehicle of a single vehicle accident, you can make a claim against the driver CTP insurer.  At fault drivers who suffer serious injury have limited cover under the CTP policy in certain circumstances.

As a result of an accident, you may be entitled to claim for damages such as past and future loss of earnings, past and future care, out-of-pocket medical expenses and possible future medical expenses including surgery.  In additional to these your claims will also be determined by your age and the severity of your injuries.

We recommend seeking legal advice as soon as practical after an injury or motor vehicle accident, as time limits apply to bringing a claim.  We also note that you must co-operate with the insurer and ‘mitigate’ your losses.

Contact Us

Types of Accidents

Types of accidents include, but are not limited to:-

  • car accident
  • bus accident
  • tram accident
  • taxi accident
  • train accident
  • motorbike accident
  • quad bike accident
  • bicycle / cycling accident
  • truck accident
  • hit and run accident.

Types of Injuries

Types of injuries include, but are not limited to:-

  • Back injury
  • Spinal injury
  • Slipped disc injury
  • Neck injury
  • Shoulder injury
  • Head injury
  • Brain injury
  • Whiplash
  • Leg injuries such as knee, ankle
  • Arm injuries such as wrist, hand, elbow
  • Psychological injuries
  • Stress

Personal Injuries
Lawyers

Macrossan & Amiet

Gene Paterson

Gene Paterson

Darren Sekac

Darren Sekac

Stuart Naylor

Stuart Naylor

Caitlin Roberts

Caitlin Roberts

Brigid Paterson

Brigid Paterson

Mackay | (07) 4944 2000

mac@macamiet.com.au
55 Gordon Street                                 Mackay QLD 4740

Whitsunday | (07) 4948 4500

whitsundays@macamiet.com.au
Whitsunday Business Centre 230 Shute Harbour Road Cannonvale QLD 4802

Proserpine | (07) 4964 6900

proserpine@macamiet.com.au
15 Chapman Street                         Proserpine QLD 4800

Gold Coast | 0419 714 015

dsekac@macamiet.com.au

 

Available by appointment & home visits available

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