With the mining downturn many are struggling to cope with the financial stress brought about by reduced employment opportunities and falling property prices throughout the region. While some consider bankruptcy as the only option or last resort, there are options to repaying debt without the need to become bankrupt.
It is probably no surprise to the readers of this article that there are many people in our community that are currently experiencing financial stress in one way or another. If there is one common mistake that people make when they find themselves in a default situation, with either their bank or a some other creditor, is that they simply ignore the problem and/or make promises to the bank/creditor that they simply cannot meet.
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