9 Common Pitfalls to a DIY Will

by Caitlin Roberts

May 20, 2019

Subscribe

While many of us recognise the importance of having a Will, a large number of people continue to purchase a do-it-yourself Will kit and attempt to do it themselves at home.  This is in part caused by the cost pressures society faces while in part the belief that the document will be good enough should something happen to them.  This is often untrue and, in fact, having a do-it-yourself Will can often cause more problem than it solves.

9 common pitfalls of having a DIY Will include:-

  1. Dated incorrectly, or not at all
This becomes a problem if two or more versions of a Will are located, but one is not dated.  The Court will then have to ascertain which document was intended to be the last Will, often at a significant expense to the estate.

 

  1. Leaving incorrect assets
There are a number of issues that can arise with assets including the failure of a specific gift and not fully owning the property you are trying to gift.  It is very common for people to leave assets in their Will that they don’t actually own.  A common example of this is gifting business assets which may not be owned by the individual, even though they own the business, and therefore that asset cannot be left for a particular beneficiary in the Will.

 

  1. Not dealing with superannuation correctly
Superannuation is the classic example of where DIY Wills can cause issues.  A Will cannot bind a trustee of a superannuation fund to direct a member balance to a certain beneficiary.  This can only be done via a binding death nomination to the superannuation trustee.

 

  1. Misunderstanding legal definitions or using vague wording
It is common for DIY Wills to contain incorrect or vague wording often resulting in the executor needing to seek the direction of the Court or resulting in gifts failing.  An example of this is when someone gifts “all of their shares” intending to gift only shares held on the ASX but not realizing that this also gifts all shares that they may have in a private company that may run their business or be the trustee of their family trust.

 

  1. Losing or damaging the Will

Often DIY Wills are left at home in a cupboard or drawer which can mean that it is lost or damaged.

There have been instances where the family know that a person had written a Will, but have been unable to find it.  The family then are required to advertise to try and locate the Will and may need to then apply to the Court to be appointed administrators of the estate.  This can involve significant costs and delay in administering the estate.

Likewise, damaging a Will (either by accident or, worse, intentionally) can result in significant costs and delays as it may result in certain provisions of the Will being illegible and can add to the work necessary in order to be granted Probate.

One major benefit of having your Will drafted by a lawyer is that we keep the original of your Will in our safe custody so that your family know where to find it and it is kept safe.

 

  1. Not being witnessed or signed properly
There are very specific rules about how a Will is to be witnessed.  Wills require two witnesses and in circumstances where there is only one or no witnesses then the executor will be required to apply to the Court.  It also becomes a problem where it is unclear who the witnesses were because their details haven’t been noted on the will and this can result in significant costs and delays where those witnesses are required.

 

  1. Creating unintended tax consequences
Tax is an important consideration when making a Will and DIY Wills can create unintended tax consequences, for example, by leaving assets to a beneficiary who is not an Australian resident for tax purposes or by failing to recognise the benefits a testamentary trust may have by allowing income to be streamed to minor beneficiaries.

 

  1. Failing to appoint an executor or appointing an inappropriate executor

Failing to appoint an executor will result in significant costs and delays as an application will be required to be made to have someone appointed.

There is often a misconception that you cannot appoint an executor who is also going to be a beneficiary of an estate.  This is incorrect and can result in some people appointing an inappropriate executor.

Appointing an inappropriate executor can also result in significant costs and delays in circumstances where a number of people are appointed without any regard to   any family conflict (whether already existing or possible).

 

  1. Ignoring Potential Beneficiaries
There are certain obligations that a Will maker has, under legislation, to certain potential beneficiaries such as a spouse, children or financial dependents.  While we cannot prevent a claim being made against an estate for further provision, proper legal advice can, in many circumstances, minimise the chance of a person being successful and will at least mean that you will be fully informed of potential claims or issues that may arise.

 

The saying “you get what you pay for” certainly rings true when it comes to DIY Wills.

If you don’t have a Will, have a DIY Will or need to update your Will then please contact our office to arrange a convenient time to meet with one of our experienced solicitors.

 

share this article

About the author

Caitlin Roberts

Director

LLB (Hons), BBus(Accy), GradDip LP

Caitlin Roberts commenced with Macrossan & Amiet Solicitors in 2013.

Caitlin became a director of Macrossan & Amiet Solicitors in July 2019 and holds the honour of being the firm’s first female director.

She grew up in Emu Park and Yeppoon before moving to Brisbane to complete her Bachelor of Laws and Bachelor of Business (Accounting) degrees at the Queensland University of Technology.

In addition to being a director of Macrossan & Amiet, Caitlin is a committee member of the Community Accommodation Support Association, a not-for-profit organisation that deals with housing and homelessness in the Mackay region. Caitlin is also a trustee of the Macrossan & Amiet Charitable Foundation.

Caitlin shares a young son and daughter with her husband Keith and enjoys the lifestyle Mackay has to offer. Outside the office you will find her spending time with family and friends.

About Macrossan & Amiet Solicitors

For over 100 years, Macrossan & Amiet Solicitors has been a leading local law firm in Mackay, with offices in Proserpine and Cannonvale servicing the Whitsundays region. Our experienced solicitors provide professional legal services to individuals, families and businesses across regional Queensland.

Whether you need representation in court, assistance buying or selling property, or advice on protecting your assets, our Mackay lawyers are committed to achieving the best possible outcome for you.

More Articles from Macrossan & Amiet Solicitors

News and Insights
July 1, 2026

Macrossan & Amiet congratulates Dyane Norton on promotion to Senior Associate

We are delighted to announce that Dyane Norton will be promoted to the position of Senior Associate at Macrossan & Amiet, effective 1 July 2026.

Read Article
June 16, 2026

Quality Business Awards — Recognising Excellence and Trust

Our Criminal Law and Personal Injury teams receive Quality Business Awards recognition, celebrating exceptional service, professionalism, and commitment to client outcomes.

Read Article
June 16, 2026

AML/CTF Reforms Are Coming: What Our Clients Need to Know

Australia’s AML/CTF reforms introduce new obligations for lawyers and other professionals from 1 July 2026, requiring client verification, due diligence and transaction scrutiny to prevent money laundering and terrorism financing risks.

Read Article
June 15, 2026

Leaving Violence Program

The Leaving Violence Program provides financial assistance and support for eligible victim-survivors leaving intimate partner violence relationships, helping them rebuild safely.

Read Article

Select a location to see it's reviews